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    Farm Insurance Articles

    Preparing for the Unexpected: A Farmer's Guide to Comprehensive Weather-Related Insurance
    Preparing for the Unexpected: A Farmer's Guide to Comprehensive Weather-Related Insurance
    Farmers are no strangers to the whims of nature. The weather, with its unpredictable temperament, can have a profound impact on farming operations. A single storm can lay waste to crops, while a prolonged drought can jeopardize the health of livestock and lead to severe economic strain. Understandably, the uncertainty that weather brings is one of the largest variables in a farmer's success equation. - read more
    Effective Risk Management Plans Every Farm Owner Should Implement
    Effective Risk Management Plans Every Farm Owner Should Implement
    Managing a farm involves juggling many uncertainties and potential risks. Risk management in farming refers to the process of identifying, assessing, and prioritising risks associated with agricultural activities. Effective risk management ensures that farmers can handle obstacles and continue their operations smoothly. - read more
    Understanding the Different Types of Farm Insurance Coverage
    Understanding the Different Types of Farm Insurance Coverage
    In the world of farming, risks are an everyday reality. Whether you're dealing with unpredictable weather, pest invasions, or fluctuating market prices, the uncertainties can be overwhelming. This is where farm insurance comes into play. - read more
    Unpacking the Fine Print: Common Misunderstandings in Farm Insurance Policies
    Unpacking the Fine Print: Common Misunderstandings in Farm Insurance Policies
    Welcome to our discussion on farm insurance, a crucial subject for every Australian farmer. Whether you're seasoned in agricultural ventures or just starting out, the world of insurance can often seem daunting and complex. - read more
    Safeguarding Your Harvest: The Importance of Crop Insurance
    Safeguarding Your Harvest: The Importance of Crop Insurance
    In the ever-unpredictable world of farming, crop insurance emerges as a pivotal ally for farmers, hedging against the myriad of risks that come with cultivating the land. As the first step to understanding this crucial safeguard, let's unfold the question: What is crop insurance, exactly? In essence, crop insurance is a type of cover designed to cushion farmers from financial losses due to unavoidable circumstances such as adverse weather conditions, pests, disease, or even market fluctuations. - read more

    Insurance News

    Understanding the 4.41% Increase in Private Health Insurance Premiums for 2026
    Understanding the 4.41% Increase in Private Health Insurance Premiums for 2026
    22 Feb 2026: Paige Estritori
    Australian private health insurance premiums are set to rise by an average of 4.41% from 1 April 2026, marking the most significant increase since 2017. Health Minister Mark Butler stated that this adjustment reflects the escalating costs of medical and hospital services, which have risen by 5% over the past financial year. This increase is expected to impact over 15 million Australians who hold private health insurance policies. - read more
    Health Insurers Respond to Rising Costs with Increased Payments to Private Hospitals
    Health Insurers Respond to Rising Costs with Increased Payments to Private Hospitals
    22 Feb 2026: Paige Estritori
    In response to escalating operational costs faced by private hospitals, health insurers have increased their payments to these facilities. Recent data indicates that payments to private hospitals have risen by 7.7% in the year leading up to March 2025. This adjustment aims to support private hospitals during a period of financial strain and to ensure the continued delivery of quality health care services. - read more
    Health Insurers to Include Natural Therapies in Coverage from 2026
    Health Insurers to Include Natural Therapies in Coverage from 2026
    22 Feb 2026: Paige Estritori
    In a significant policy shift, Australian health insurers will begin offering rebates for a range of natural therapies, including Yoga, Pilates, Tai Chi, Shiatsu, Naturopathy, Western herbal medicine, and the Alexander Technique, starting early 2026. This change follows legislative amendments allowing these therapies to be covered under private health insurance for the treatment of health conditions or as part of health management programs. - read more
    Australian Insurers Highlight Key Challenges for 2026
    Australian Insurers Highlight Key Challenges for 2026
    22 Feb 2026: Paige Estritori
    As 2026 approaches, Australian insurers are facing a trio of pressing challenges: rising premium costs and shrinking insurability, escalating cyber and data risks, and increasing difficulty in hiring and retaining skilled workers. These concerns have been highlighted in industry feedback cited in Gallagher Bassett’s upcoming report, 'The Carrier Perspective: 2026 Claims Insights.' - read more
    Australian Insurers Under Fire for Steep Premium Increases
    Australian Insurers Under Fire for Steep Premium Increases
    22 Feb 2026: Paige Estritori
    In recent times, Australian consumers have been grappling with substantial increases in insurance premiums, prompting widespread concern and calls for greater transparency within the industry. Reports indicate that some policyholders have experienced premium hikes of up to 600%, leaving many questioning the justification behind such steep increases. - read more

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    Knowledgebase
    Elimination Period:
    The time period between an injury and the receipt of benefit payments from an insurer, particularly in disability insurance.